Life Insurance​​​

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What if I have a pre-existing condition?​

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For those that have pre-existing conditions,  affordable life insurance is a concern.  After all, if life insurance is not affordable, it may not be there when your family needs it most.  ​

The call is free, but the piece of mind an affordable life insurance policy can offer is priceless!

 

How Much Life Insurance should I have?

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The amount of coverage ideal for each person varies.  In the end, it’s completely up to you!  We are not just here to answer your questions.  We are also here to listen and be mindful of what is most important for you, and your family ! 

Together we can find a plan that has you and your family feeling confident and secure in this important decision.  ​​

 

How does Term Life Insurance work?

A: Term Life Insurance provides coverage for a specific period (term). If the insured passes away during the term, the policy pays a death benefit to the beneficiaries.  If the Insured out lives the term or cannot afford to pay the increases that occur within a term policy over time, than the beneficiary may not be able to receive the death benefit.  This is why it is important to have a policy with reliable rates that is structured to last the rest of your life, if that aligns with your goals.

 

Who should get Final Expense Life Insurance?

A: Final Expense Life Insurance is ideal for individuals looking to ease the financial burden on their families by covering funeral and related expenses.  These policies can also be beneficial when there are concerns regarding eligibility for other traditional forms of Life Insurance. Final expense life insurance can provide Affordable Life insurance options for seniors, individuals with health issues, and even individuals that are looking for permanent long term coverage.

 

Indexed Universal Life (IUL)​

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What is an Indexed Universal Life?​

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A: IUL is a type of  life insurance that combines a death benefit with a cash value component, which can grow based on the performance of an equity index, like the S&P 500.​

 

What are the benefits of an IUL?​

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A: Some key benefits include:

• Flexibility in premium payments.

• Potential cash value growth tied to market performance (without the risk of direct investment).

• Tax-deferred growth of the cash value.

 

Annuities​​

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What are annuities?​

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A: Annuities are financial products designed to provide a steady income stream during retirement. They can help ensure financial stability in your golden years.​

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How do annuities work?

A: You pay a lump sum or series of payments to an insurance company, and in return, you receive regular payments over a specified period or for life, or protected gains.​​​​

 

Getting Started​

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How do I get started with Insured Assured Secured?

A: Simply give us a call at 1 (855) 950-1310 or email us at mylifemyinsurance@insured-assured-secured.com to schedule your free consultation. We’ll guide you through the process and help you find the best insurance solutions. ​

At Insured Assured Secured, we put people first. Our mission is to provide honest, transparent, and tailored insurance solutions to meet your unique needs. 

We’re here to help! 😊

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