Final Expense Life Insurance
Family Comes First
Every family struggles emotionally with the loss of a loved one. It is a difficult loss even without financial struggles. Having to deal with the costs associated with the loss of a loved one while your grieving can be difficult to say the least. At Insured-Assured-Secured we know that making sure your family has the security of a Life Insurance policy can make such a difference.
IUL Insurance
Preparing for the future
Indexed Universal Life (IUL) insurance offers a flexible and powerful solution for long-term financial security.
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Wealth Growth Potential: IUL policies allow you to earn interest based on the performance of a stock market index, offering growth opportunities without directly investing in the market.
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Protection Against Market Losses: Your principal and credited interest are protected, ensuring you don’t lose money during market downturns.
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Flexible Premiums: Adjust your premium payments to suit your financial situation, providing adaptability for changing needs.
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Tax Advantages: Enjoy tax-deferred growth, tax-free withdrawals for qualified expenses, and a tax-free death benefit for your beneficiaries.​
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Supplemental Retirement Income: Access the policy’s cash value to supplement your retirement income, offering financial flexibility in your golden years.
Living Benefit Options
Ready for Anything
We offer different packages tailored to meet your personal, ever-changing needs. It is important to make sure your family is protected in case of high deductibles or out of pocket expenses
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Living benefits in life insurance provide financial support while you’re still alive, offering peace of mind during unexpected situations.
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Critical Illness Coverage: Access a portion of your policy’s death benefit if diagnosed with a critical illness like cancer, heart attack, or stroke.
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Chronic Illness Support: Receive funds if you’re unable to perform daily living activities, helping with medical expenses or caregiving costs.
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Terminal Illness Benefits: Potential to access portion of your death benefit if diagnosed with a terminal illness, easing financial burdens during challenging times.
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Flexibility for Emergencies: Living benefits give you added financial flexibility when you need it most, ensuring you’re prepared for life’s uncertainties.
Annuity
Safety In Numbers
Annuities are a reliable financial tool designed to provide stability and peace of mind. Here’s a brief summary of their key benefits:
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Income for Life: Annuities can ensure a steady stream of income during retirement, helping you maintain financial independence.
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Tax-Deferred Growth: Your money can grow tax-deferred, meaning you won’t pay taxes on earnings until you withdraw funds.
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Customizable Options: Choose from various annuity types to fit your financial goals, whether it’s immediate income or future growth.
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Protection Against Market Volatility: Fixed annuities provide a secure, predictable return, safeguarding your savings from market fluctuations.
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Legacy Planning: Pass on financial security to your loved ones with death benefit options.